At the young age of 25 years old, I had to accept the fact that I would need dialysis treatment to survive. Like many Americans with kidney failure, I was too sick to continue working. I lost my employer-provided insurance soon after I stopped working. Since I did not immediately qualify for Medicaid, I was forced to pay the 20% of the bill that Medicare does not cover for 6 months. The costs were extensive, and I am still in the process of paying off that debt. It is imperative, therefore, that dialysis patients who have private insurance can keep [...]

My wife was diagnosed with kidney failure in January of 2022. I was her primary caregiver until she passed away in June of this year. Now, I dedicate my time advocating for Americans with kidney disease. A pressing problem facing kidney patients in America is the difficulty paying for dialysis, which keeps patients alive. It can cost hundreds of thousands of dollars without insurance. When my wife started dialysis, we had Medicare, but Medicare only covers 80%. We have a private insurance plan to supplement Medicare, which helped immensely. For patients with private insurance when beginning dialysis, keeping that insurance [...]

Ten years ago while working for an airline my life changed. I was diagnosed with kidney failure, and I learned I'd need dialysis to survive. Eight years of dialysis and a transplant later, I am writing now to advocate for kidney patients everywhere. For three years, I received dialysis in Dubai, United Arab Emirates. Despite initial difficulties, my dialysis care was relatively seamless. When I returned to the United States, Medicare required that I submit a plethora of paperwork. I had to pay out-of-pocket for more than 18 months while waiting for Medicare. Dialysis should not be more affordable in [...]

NEBRASKA -- Fifteen states do not require insurers to offer Medigap policies to people under 65 who are already enrolled through Medicare according to AARP. Medigap helps patients to afford deductibles and other out-of-pocket costs with policies such as Medicare Part B. However, Nebraska is one of those states that doesn't require it to be offered, to the shock of one North Platte resident named Jean Kay battling multiple sclerosis. "It was mind-boggling," said Kay. Jean Kay has been living with MS for over 20 years. Back in 2018, she was denied supplemental insurance due to her age of 61, [...]